The supplemental benefits
The supplemental benefits that matter
Here’s the truth: Not every benefit matters to employers. We offer a suite of supplemental benefits that are proven to reduce health costs and increase health outcomes. Benefits that employers love because their employees love them. These are the supplemental benefits that matter.
And for small businesses and independent contractors, we make available benefits solutions through an innovative online benefits marketplace where members pay as little as $10 a month for health services and $90 a month for ACA-compliant health plans.
Employees who can’t work because they’re sick or hurt may have a tough time paying for everyday living expenses. With disability insurance, you can offer financial protection tailored to meet each of your employee’s unique needs and provide the peace of mind they deserve.Learn More
With health care costs rising, it’s important to do everything you can to help your employees prepare for life’s sudden turns. Our accident insurance can help offset the unexpected medical expenses that can result from a fracture, dislocation or other covered accidental injuries.Learn More
Hospital confinement indemnity insurance provides a lump-sum benefit for a covered hospital confinement or outpatient surgery to help offset the gaps that aren’t covered by most major medical plans. This type of coverage can provide employees with a soft landing if you need to move to a major medical plan that has higher out-of-pocket costs.Learn More
Regular dental care is an important part of maintaining overall health. However, dental cleanings and procedures aren’t usually covered by health insurance, potentially leaving your employees with bills to pay. Offering dental insurance encourages better dental care, creates a more competitive benefits package and helps reduce out-of-pocket expenses for an array of procedures.Learn More
In addition to rising treatment costs, there can be other expenses to consider when a family member is dealing with cancer. Cancer insurance helps offset the out-of-pocket medical expenses and indirect, non-medical costs related to cancer that most medical plans don’t cover. Benefits are available from initial diagnosis through recovery.Learn More
Critical illness insurance complements major medical coverage by providing a lump-sum benefit that can be used to pay for the direct and indirect costs related to a covered critical illness such as a heart attack or stroke.Learn More
Life insurance products enable your employees to tailor coverage for their individual needs. As your employees’ needs change over time, they can update their coverage for each stage of life – whether they’re getting married, having children or getting ready for retirement.Learn More